iMortgage First Time Homebuyer Programs | Ion Bank
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iMortgage First Time Homebuyer Programs

iMortgage CT – up to 1.00% off on conventional Fixed Rate

Available for purchase of 1-4 family, owner-occupied homes, planned units and condominiums* in towns located in the following CT Councils of Governments Capital, Naugatuck Valley, and South Central Regions.

  • As little as 3% down[1]
  • Income limits up to 5% limits published by CHFA for household
  • Sales Price limits up to 5% limits published by CHFA
  • Mortgage rate discounted up to 1% conventional fixed rate[2]

Additional requirements:

  • Must have Auto-Payment from Ion Bank personal checking account
  • Homebuyer Education required

*Subject to project approval

[1] All loans are subject to credit and underwriting approval.  Additional terms and conditions apply, ask your loan officer for details.
[2] Subject property must be located in a Low-to-Moderate Income Census Tract

iMortgage NJ – up to 1.00% off on conventional Fixed Rate

Available for purchase of 1-4 family, owner-occupied homes, planned units and condominiums* in towns located in Morris County, New Jersey.

  • As little as 3% down[1]
  • Mortgage rate discounted up to 1.00% on conventional fixed rate[2]

Additional requirements:

  • Income limits up to 5% limits published by NJHMFA for household
  • Sales Price limits up to 5% limits published by NJHMFA
  • Maximum loan amount of $1,000,000

*Subject to project approval

[1] All loans are subject to credit and underwriting approval.  Additional terms and conditions apply, ask your loan officer for details.
[2] Subject property must be located in a Low-to-Moderate Income Census Tract

iMortgage Plus – 1.00% off on conventional Fixed Rate

Available for purchase of 1-4 family, owner-occupied homes, planned units and condominiums* located in the following towns Ansonia, Bristol, East Hartford, Hartford, Manchester, Meriden, New Britain, New Haven and Waterbury.

  • As little as 3% down[1]
  • Mortgage rate discounted 1.00% on conventional fixed rate[2]

Additional requirements:

  • Must have Auto-Payment from Ion Bank personal checking account
  • Homebuyer Education required
  • Maximum loan amount $500,000
  • No Private Mortgage Insurance

*Subject to project approval

[1] All loans are subject to credit and underwriting approval.  Additional terms and conditions apply, ask your loan officer for details.
[2] Subject property must be located in a Low-to-Moderate Income Census Tract

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